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PM Svanidhi Yojana Online Apply 2020

PM Svanidhi Yojana Online Apply 2020

PM Svanidhi Yojana Online Apply 2020 Under this scheme, the central government will provide the street vendors and medium street vendors (small street vendors) with loans of up to 10,000 rupees to start their work afresh. This self-funding scheme is also known as Atma Dependent Nidhi Pradhan Mantri Street Vendors. All small street vendors in the country can get the advantage of this scheme.

Dear friends, today we are going to provide you all the information related to this self-employment scheme like application process, eligibility, documents, etc. through this article, so read our article till the end.


PM SVANidhi Yojana 2020


Street vendors along the rural and urban roads in the country who sell fruits, vegetables, or small shops on hawkers can avail government loans under this SVANidhi Yojana by availing a loan of Rs 10,000 Must return in installment within one year of the track. A seven % annual interest subsidy will be transferred to the street vendors who repay this loan on time by the government to their account. The country’s interested beneficiaries, who wish to make use of this program, will have to apply under this program.

More than 50 lakh people, including vendors, hawkers, handlers, hawkers, street vendors, thali phalwale, etc., will be provided benefits from the scheme under the Street Vendor Self-Reliant Fund.


Aatmnirbhar Nidhi Yojana (Steet Vendor ) New Update 2020


Under the Self-Reliant Fund Scheme, loans up to Rs. 10,000 will be provided to small businessmen, street vendors, through 3.8 lakh Common Service Centers (CSC) centers spread across the country. CSC e-Governance Services India Limited, the government’s digital and e-governance services company, announced on Wednesday that the Ministry of Housing and Urban Affairs is fully funding the Street Vendors Self-Reliant Fund Scheme.

Will also be encouraged to pay the debt regularly and will also be rewarded on digital transactions. Under the CSC scheme, it will help in registering these small traders. So far, under this, two lakh applications have been received while loans have been sanctioned to 50 thousand businessmen.


The purpose of the street vendor self-reliance fund


As you all know that the coronavirus epidemic is going on in the whole country, to save the people from this infection, the Prime Minister has locked down the entire country till June 30, because of this, the street vendors, And those who sell goods on the cart are not able to work for their livelihood.

Due to which they are facing many difficulties, in view of this problem, the Central Government has announced to start this scheme. Providing a loan to the street vendors under the Street Vendor Self-Reliant Fund to resume their work. Self-reliant and empowering street vendors through this scheme. To improve the condition of poor people through this scheme.


How many people have been benefited under the Swanidhi scheme so far?


After the lending process started on 2 July 2020 under this scheme, more than 1.54 lakh street vendors in the States / UTs have applied for working capital loans. Out of these loan applications received from street vendors, more than 48,000 have already been sanctioned loans under the PM Street Vendor’s Self-Reliant Fund Scheme.


Benefits of the self financing scheme


  1. The benefit of this scheme will be provided to roadside street vendors.
  2. Under the Swanidhi scheme, vendors selling goods on the road around urban/rural areas have been made beneficiaries.
  3. Street vendors of the country can avail working capital loans up to Rs 10,000 directly. Which they can repay in monthly installments in a year.
  4. Through this scheme, it will carry more than 50 lakh people.
  5. The government will shift seven percent annual interest subsidy to their account to the street vendors who repay the loan on time. There is no provision of fine under SVANidhi Yojana.
  6. It will work to increase the capacity of people using technology and make the Self-Reliant India Campaign a success by reviving the business in times of Corona crisis.
  7. People have to apply online on the official website (to be launched) of the PM Street Self-Reliant Fund Scheme or can apply offline in banks for getting an initial working capital loan.

How to apply in Swanidhi scheme?


Interesting street and track beneficiaries of the country who wish to obtain government benefits under the self-funding scheme will have to apply under this scheme, along with all of these projects, along with all of the stakeholders and financial literacy programs to develop IEC activities capacity.

The whole country is expected to launch in June and the loan will begin in July. One may apply to get an initial working capital loan offline in banks. Therefore follow the approach set out below.

  • You will first go to the official web site.
  • After visiting the official website the home page should appear in front of you on the computer screen.
  • On this homepage, you can see the choice to apply for loan planning.
  • You need to start after that and click on the View More button to carefully read all three steps of Loan Application Planning.
  • On this page, you need to click the View / Download Form link. Whereupon a Copy of the self-funding scheme opens before you.
  • Self-planning scheme
  • You can download the PDF of this scheme.
  • After downloading the application form, you will have to fill all the information asked in this form.
  • You will have to add all your required documents with the application after filling out all the details.
  • After this, your application form has to be submitted by going to the institutions mentioned below. The list of institutions is shown below.

How to see the list of lending institutions?


  • You will first go to the official web site.
  • You need to click on the More Display link below on this home page.
  • The next page will open in front of you, after clicking on the link.
  • After clicking on the option, the next page will open the bank list in front of you.
  • You can apply your application form wherever you wish after viewing this list.

Check the street vendor survey search?


  • You need to click on the view option on this home page more below.
  • After clicking on the button, the next page on the computer screen will open in front of you.
  • On this page, you will see the Seller Survey List option.
  • You need to click the button.
  • All the information needed in this form, such as State Title, Urban Local Bodies (ULB), Street Seller, i.e. your title, father/wife/husband name, mobile number, no certificate sale. Must be filled-in with Etc.
  • After you fill in all the information you will click on the search button. You should check your survey status/street vendor survey before doing so.

PM SVANidhi Mobile App


Under this scheme, the PM Swanidhi App has been launched by the Union Government’s Ministry of Housing and Urban Affairs for the street vendors of the country on 17 July 2020. The people of the street and street, small street vendors now through their direct link

You can download and install the PM Svanidhi Mobile App on your smartphone and easily apply to start your own employment under this scheme. The new app has been developed for sourcing and processing street vendors’ loan applications. This PM Svanidhi app will facilitate field officers of LI such as banking correspondents (BCs) and agents of non-banking financial companies (NBFCs) / micro-finance institutions (MFIs).


Features of PM Swanidhi App


Seller search in survey data
Applicants’ e-KYC
Processing of loan applications
real-time monitoring


How to download PM Swanidhi Mobile App?


As you all know that the Ministry of Housing and Urban Affairs has already launched the website http://pmsvanidhi.mohua.gov.in/ on 29 June 2020.

Now MoHUA has launched PM Svanidhi Mobile App.

  • People of the country to download this mobile app, you have to first go to the Google Play store of your Android mobile.
  • After going to the Google Play store, you will have to search the PM Swanidhi app in the search bar and then you have to click on the button of install.
  • After that, you will be able to apply online to avail of this scheme very easily.

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